Car Shipping Insurance
If traveling a long distance, it may be easier, and less expensive, and less wear and tear on your vehicle to have your car transported instead of driving it yourself. By shipping your vehicle, it takes a lot of weight and trouble off of your mind. However, you will want to ensure that your vehicle is insured during the auto transport process to protect yourself from any damage that might be incurred to your vehicle during the car shipping process.
Before choosing an auto transporter, do your homework. Get several quotes from qualified auto shipping companies. Doing so will ensure that you will receive competitive rates and services.
All of the auto shippers on MoveMyCar.com are fully licensed, bonded, and insured, but not all insurance is alike, so be sure to ask the transport companies for their insurance certificates, and ask them about their insurance coverage. At minimum, auto transport companies are required to have cargo and liability coverage’s on their insurance policies. In the event that there is damage to your vehicle during transport, the damages or loss will be covered by their insurance company.
Insurance coverage’s vary from company to company, so be sure that all your questions about their insurance coverage’s are answered before selecting an auto shipper. Get everything agreed upon between you and the auto transport company in writing.
Contact your personal auto insurance company to determine your vehicle’s coverage during the transport process. Your insurance company may also be able to provide additional auto insurance coverage while your vehicle is being tranported.
Remove all personal items from your car before shipment. Neither your personal insurance, nor the transporters insurance companies will cover the costs of loss of personal property from your vehicle. Personal property can also add weight to your vehicle, adding to the cost of the car transport. The extra weight of the personal property inside of the vehicle may also cause damage to your vehicle, both on the interior of the vehicle as well as the exterior of the car and the undercarriage.
When you drop your vehicle off for shipment, a complete inspection of your vehicle will be performed by the transport driver with you present.
All scratches, dents and other defects on your vehicle will be noted on the bill of shipment, as well as the mileage on the vehicle. You will sign the bill of shipment and hand over your keys for the vehicle. The vehicle will then be prepared for shipment and shipped.
Once the vehicle transport has been completed, you will have to perform another complete inspection on your vehicle. Thoroughly inspect the vehicle with the bill of shipment, and any new damage should be written on the bill of lading and signed off on by both you and the driver. This documentation will be sent on to the insurance company to get your vehicle repaired and serviced if needed.